Thank you for visiting our website and also for your interest in our services. Obviously, the security of your data is important to us. The Novalnet website can be used without providing any personal data. However, if a concerned person wishes to avail the special services of our company via our website, it may be necessary to process personal data. If the processing of personal data is necessary and there is no legal basis for such processing, we generally obtain the explicit consent of the data subject. The processing of personal data, such as the name, address, e-mail address or telephone number of a data subject, is always carried out in accordance with the Basic Data Protection Regulation and in accordance with the country-specific data protection regulations applicable to Novalnet. By means of this data protection declaration, our company would like to inform the public about the type, scope and purpose of the collection, processing and use of the personal data by us. Furthermore, data subjects will be informed of their rights by means of this data protection declaration. Novalnet, as the agency responsible for processing, has implemented numerous technical and organisational measures to ensure that the personal data processed via this website is protected as completely as possible. Nevertheless, Internet-based data transmissions can have security gaps, so that absolute protection cannot be guaranteed. For this reason, every person concerned is free to transmit personal data to us by alternative means, for example by telephone or post.
The data protection declaration of Novalnet is based on the terms used by the European guideline and regulation provider when the basic data protection regulation (DS-GVO) was issued. Our data privacy statement is tailored to read easily and understand both for the general public, our customers and also our business partners. To ensure this, we would like to explain the terms used in advance. We use the following terms, among others, in this data protection declaration:
Personal data are all information relating to an identified or identifiable natural person (hereinafter “data subject”). Identifiable natural person is one who can be identified directly or indirectly, in particular by assignment to an identifier such as a name, an identification number, location data, an online identifier or one or more special characteristics that express the physical, physiological, genetic, psychological, economic, cultural or social identity of that natural person.
Data subject is any identified or identifiable natural person whose personal data are processed by the data controller.
Limitation of processing
Restriction of processing means the marking of stored personal data with the aim of limiting their processing in the future.
Profiling is any form of automated processing of personal data which consists of using such personal data to evaluate certain personal aspects relating to a natural person, in particular to analyse or predict aspects relating to the performance of work, economic situation, health, personal preferences, interests, reliability, behaviour, location or relocation of that natural person.
Pseudonymisation is the processing of personal data in such a way that the personal data can no longer be assigned to a specific data subject without the use of additional information, provided that this additional information is kept separately and is subject to technical and organisational measures ensuring that the personal data are not assigned to an identified or identifiable natural person.
Data controller or controller responsible for processing
The data controller or controller is the natural or legal person, public authority, institution or other body which alone or jointly with others decides on the purposes and means of processing personal data. Where the purposes and means of such processing are laid down by European Union law or by the law of the Member States, the controller or the specific criteria for his appointment may be laid down in accordance with European Union law or the law of the Member States.
Processor is a natural or legal person, authority, institution or other body that processes personal data on behalf of the data controller.
Recipient is a natural or legal person, authority, institution or other body to which personal data is disclosed, regardless of whether it is a third party or not. However, authorities which may receive personal data under European Union law or the law of the Member States within the framework of a particular investigation mandate shall not be regarded as recipients.
A third party is a natural or legal person, authority, institution or other body other than the data subject, the data controller, the data processor and the persons authorised to process the personal data under the direct responsibility of the data controller or the data processor.
Consent shall mean any informed and unequivocal expression of will voluntarily given by the data subject for the particular case in the form of a declaration or other clear affirmative act by which the data subject indicates his or her consent to the processing of personal data concerning him or her.
Name and address of the data controller
The person responsible within the meaning of the Basic Data Protection Regulation, other data protection laws in force in the Member States of the European Union and other provisions of a data protection nature is:
Tel.: +49 89 9230683-20
Name and address of the data protection officer
The data protection officer of the controller is:
Mr. Christian Vollmer
Tel.: +49 89 9230683-20
Any person concerned can contact our data protection officer directly at any time with any questions or suggestions regarding data protection.
The person concerned can prevent the setting of cookies by our website at any time by means of an appropriate setting of the Internet browser used and thus permanently object to the setting of cookies. Furthermore, cookies that have already been set can be deleted at any time via an Internet browser or other software programs. This is possible in all common internet browsers. If the person concerned deactivates the setting of cookies in the Internet browser used, not all functions of our Internet site may be fully usable.
Collection of general data and information
The Novalnet website collects a series of general data and information each time a person or an automated system access the website. This general data and information is stored in the log files of the server. It is possible to record (1) the browser types and versions used, (2) the operating system used by the accessing system, (3) the website from which an accessing system reaches our website (so-called referrer), (4) the sub-websites which are accessed via an accessing system on our website, (5) the date and time of access to the Website, (6) an Internet Protocol address (IP address), (7) the Internet service providers of the accessing system, and (8) other similar data and information used for security purposes in the event of attacks on our information technology systems.
When using this general data and information Novalnet does not draw any conclusions about the person concerned. Rather, this information is required to (1) correctly deliver the contents of our website, (2) optimize the contents of our website and the advertising for it, (3) ensure the permanent functionality of our information technology systems and the technology of our website, and (4) provide law enforcement authorities with the information necessary for criminal prosecution in the event of a cyber-attack. These anonymously collected data and information are therefore evaluated by Novalnet both statistically and with the aim of increasing data protection and data security in our company in order to ultimately ensure an optimum level of protection for the personal data processed by us. The anonymous data of the server log files are stored separately from all personal data provided by a person concerned.
Registration in the contract portal of Novalnet
The data subject has the option of registering in the contract portal of the data controller, providing personal data. The personal data transferred to the data controller is determined by the respective input mask used for registration. The personal data entered by the data subject are collected and stored exclusively for internal use by the data controller and for the data subject’s own purposes. The data controller may arrange for the data to be transferred to one or more processors, who shall also use the personal data exclusively for internal use attributable to the data controller.
Furthermore, the IP address assigned by the internet service provider (ISP) to the data subject, the date and time of registration are stored during registration in the contract portal of the data controller. This data is stored against the background that this is the only way to prevent misuse of our services and, if necessary, to enable us in investigating criminal offences committed. In this respect, the storage of this data is necessary to protect the data controller. This data will not be passed on to third parties unless required to do so by law or for the purpose of criminal prosecution.
Registration of the data subject with the voluntary provision of personal data serves the data controller to offer the data subject content or services which, by their nature, can only be offered to registered users. Registered persons are free to modify the personal data provided during registration at any time or to have them completely deleted from the database of the data controller.
The data controller shall at all times, upon request, inform each data subject of the personal data relating to that data subject. Furthermore, the data controller shall correct or delete personal data at the request or notice of the data subject, provided that there is no legal obligation to keep such data in safekeeping. All the employees of the data controller are available to the data subject as contact persons in this context.
Contact possibility via website
Due to legal regulations, Novalnet’s website contains information that enables rapid electronic contact with our company and direct communication with us, which also includes a general address for so-called electronic mail (e-mail address). If a data subject contacts the data controller via e-mail or a contact-form, the personal data transmitted by the data subject will be stored automatically. Such personal data voluntarily provided by a data subject to the data controller will be stored for the purpose of processing or contacting the data subject. This personal data is not passed on to third parties.
Comment functionality in blog via website
Novalnet offers users the opportunity to leave individual comments on individual blog posts on a blog located on the website of the data controller. A blog is a portal on a website, usually open to the public, in which one or more people who are called bloggers or web bloggers can post articles or write down thoughts in the so-called blog posts. The blog posts can usually be commented by third parties.
If a person leaves a comment in the blog published on the website, not only the comments left by the person concerned but also details of the time of entering the comment and the user name (pseudonym) chosen by the person concerned are stored and published. Furthermore, the IP address assigned to the person concerned by the Internet service provider (ISP) is logged. This IP address is stored for security reasons and in the event that the person concerned violates the rights of third parties or posts illegal content by submitting a comment. The storage of this personal data is therefore in the personal interest of the data controller, so that he or she can exculpate himself or herself in the event of a violation of the law. The personal data collected will not be disclosed to third parties, unless such disclosure is required by law or serves as legal defence of the data controller.
Routine deletion and blocking of recorded personal data
The data controller shall process and store the personal data of the data subject only for the time necessary to achieve the data retention purpose or to the extent provided for by the European regulator or other legislator in laws or regulations to which the data controller is subject.
If the storage purpose ceases to apply or if a storage period prescribed by the European Directive and Regulator or another competent legislator expires, the personal data is routinely blocked or deleted in accordance with the statutory provisions.
Rights of data subject
Every data subject has the right of access to Novalnet pursuant to Article 15 DS-GVO, the right to correction pursuant to Article 16 DS-GVO, the right to cancellation pursuant to Article 17 DS-GVO and the right to limitation of processing pursuant to Article 18 DS-GVO. In addition, the supervisory authority responsible for Novalnet, the Bavarian State Office for Data Protection Supervision, may be contacted. Consents may be revoked at any time vis-à-vis the contracting party concerned.
According to Art. 21 para. 1 DS-GVO, data processing may be objected to for reasons arising from the specific situation of the data subject. The objection can be made form-free and is to be addressed to Novalnet, Feringastr. 4, 85774 Unterföhring.
Data protection for applications and for application procedure
The data controller collects and processes the personal data of applicants for the purpose of processing the application procedure. Processing may also be carried out electronically. This is particularly the case if an applicant sends corresponding application documents to the data controller by electronic means, for example by e-mail or via a web form on the website. If the data controller concludes an employment contract with an applicant, the data transmitted will be stored for the purpose of processing the employment relationship in compliance with the statutory provisions. If the data controller does not conclude an employment contract with the applicant, the application documents shall be automatically deleted immediately after notification of the decision of refusal, provided that no other legitimate interests of the data controller stand in the way of deletion. Other legitimate interest in this sense is, for example, a burden of proof in proceedings under the General Equal Treatment Act (AGG).
The data controller has integrated components of Facebook on this website. Facebook is a social network.
A social network is an Internet-based social meeting place, an online community that usually enables users to communicate with each other and interact in virtual space. A social network can serve as a platform for the exchange of opinions and experiences or enables the Internet community to provide personal or company-related information. Facebook enables social network users to create private profiles, upload photos and network via friendship requests, among other things.
Facebook Inc. 1 Hacker Way, Menlo Park, CA 94025, USA is the operating company of Facebook. The person responsible for the processing of personal data if a data subject lives outside the USA or Canada is Facebook Ireland Ltd, 4 Grand Canal Square, Grand Canal Harbour, Dublin 2, Ireland.
Each time one of the individual pages of this website is accessed, which is operated by the data controller and on which a Facebook component (Facebook plug-in) has been integrated, the Internet browser on the information technology system of the person concerned is automatically prompted by the respective Facebook component to download a representation of the corresponding Facebook component. An overview of all Facebook plugins can be found at https://developers.facebook.com/docs/plugins/?locale=en_EN. As part of this technical process, Facebook is informed about which specific subpage of our website is visited by the person concerned.
If the person concerned is logged on to Facebook at the same time, Facebook recognizes which specific subpage of our website the person concerned visits with each visit to our website including the entire duration of the respective stay on our website. This information is collected by the Facebook component and assigned by Facebook to the respective Facebook account of the person concerned. If the person concerned clicks one of the Facebook buttons integrated on our website, for example the “Like Me” button, or the person concerned makes a comment, Facebook assigns this information to the personal Facebook user account of the person concerned and stores this personal data.
Facebook receives information via the Facebook component that the person concerned has visited our website whenever the person concerned is logged on to Facebook at the same time as accessing our website; this happens regardless of whether the person concerned clicks on the Facebook component or not. If the person concerned does not want this information to be transmitted to Facebook, they can prevent it from being transmitted by logging out of their Facebook account before calling up our website.
The data policies published by Facebook, which are available at https://de-de.facebook.com/about/privacy/, provides information about the collection, processing and use of personal data by Facebook. It also explains what setting options Facebook offers to protect the privacy of the person concerned. In addition, various applications are available that make it possible to block data transmission to Facebook and such applications can be used by the person concerned to block data transmission to Facebook.
Data protection regulations for the use and application of Google Analytics
The data controller has integrated Google Analytics component (with anonymisation function) on this website. Google Analytics is a web analytics service. Web analysis is the collection, storing and evaluation of data on the behaviours of visitors to Internet sites. A web analysis service collects, among other things, data on the website from which a person concerned has accessed (so-called referrer), which subpages of the website have been accessed or how often and for how long a subpage has been viewed. A web analysis is mainly used to optimize a website and for cost-benefit assessment of Internet advertising.
The Google Analytics component is operated by Google Inc, 1600 Amphitheatre Pkwy, Mountain View, CA 94043-1351, USA.
The data controller uses the suffix “_gat._anonymizeIp” for the web analysis via Google Analytics. By means of this addition, Google shortens and anonymizes the IP address of the Internet connection of the person concerned when accessing our Internet pages from a member state of the European Union or in another signatory state to the EEA Treaty.
The purpose of the Google Analytics component is to analyse the flow of visitors to our website. Google uses the data and information collected to evaluate the use of our website, among other things, to compile online reports for us that show the activities on our website and to provide other services in connection with the use of our website.
Google Analytics places a cookie on the information technology system of the person concerned. What cookies are has already been explained. Google Analytics uses the aforementioned cookies to analyse the use of our website. Each time one of the individual pages of this website is called up, which is operated by the data controller and on which a Google Analytics component has been integrated, the Internet browser on the information technology system of the person concerned is automatically prompted by the respective Google Analytics component to transmit data to Google for the purpose of online analysis. As part of this technical process, Google obtains knowledge of personal data, such as the IP address of the person concerned, which serves Google, among other things, to trace the origin of visitors and clicks and subsequently allow commission calculations.
Cookies are used to store personal information, such as access time, the location from which access came and the frequency of visits to our website by the person concerned. Whenever you visit our website, this personal data, including the IP address of the Internet connection used by the person concerned, is transmitted to Google in the United States of America. This personal data is stored by Google in the United States of America. Google may disclose personal data collected through the technical process to third parties.
The person concerned can prevent the setting of cookies on our website at any time, as already explained, by means of an appropriate setting of the Internet browser used and thus permanently objecting to the setting of cookies. Such a setting of the Internet browser used would also prevent Google from placing a cookie on the information technology system of the person concerned. In addition, a cookie already set by Google Analytics can be deleted at any time via the Internet browser or other software programs.
Data privacy policies of application and use of Google+
The data controller has integrated the Google+ button as a component on this website. Google+ is a so-called social network. A social network is an Internet-based social meeting place, an online community that usually enables users to communicate with each other and interact in virtual space. A social network can serve as a platform for the exchange of opinions and experiences or enables the Internet community to provide personal or company-related information. Google+ enables social network users to create private profiles, upload photos and network via friendship requests, among other things.
Google+ is operated by Google Inc, 1600 Amphitheatre Pkwy, Mountain View, CA 94043-1351, USA.
Each time one of the individual pages of this website is called up, which is operated by the person responsible for processing and on which a Google+ button has been integrated, the Internet browser on the information technology system of the person concerned is automatically prompted by the respective Google+ button to download a representation of the corresponding Google+ button from Google. As part of this technical procedure, Google is informed about which specific subpage of our website is visited by the person concerned. More detailed information about Google+ is available at https://developers.google.com/+/
If the person concerned is logged in to Google+, every time the person concerned visits our website and during the entire duration of the respective stay on our website, Google recognises which specific subpages of our website are visited by the person concerned. This information is collected by the Google+ button and assigned by Google to the respective Google+ account of the person concerned.
If the person concerned clicks one of the Google+ buttons integrated on our website and thereby making a Google+1 recommendation, Google assigns this information to the personal Google+ user account of the person concerned and stores the personal data. Google stores the Google+1 recommendation of the person concerned and makes it publicly available in accordance with the conditions accepted by the person concerned. A Google+1 recommendation made by the person concerned on this website will subsequently be stored and processed together with other personal data, such as the name of the Google+1 account used by the person concerned and the photo stored in this account, in other Google services, such as the search engine results, Google account of the person concerned or in other places, for example on websites or in connection with advertisements. Furthermore, Google is able to link the visit to this website with other personal data stored by Google. Google also records this personal information for the purpose of improving or optimising the various services provided by Google.
The Google+ button will always inform Google that the person concerned has visited our website if the person concerned is logged in to Google+ at the same time as accessing our website; this happens regardless of whether the person concerned clicks the Google+ button or not.
If the person concerned does not want his or her personal data to be transmitted to Google, he or she can prevent such transmission by logging out of his or her Google+ account before calling up our website.
Further information on Google’s current privacy policies can be found at https://developers.google.com/+/web/policies?hl=en. Further information from Google about the Google+1 button can be found at https://developers.google.com/+/web/policies.
Data protection regulations on the use and application of LinkedIn
The data controller has integrated components of LinkedIn Corporation on this website. LinkedIn is an Internet-based social network that allows users to connect to existing business contacts and make new business contacts. More than 400 million registered users in more than 200 countries use LinkedIn. This makes LinkedIn currently the largest platform for business contacts and one of the most visited websites in the world.
Each time our website is accessed and equipped with a LinkedIn component (LinkedIn plug-in), this component causes the browser used by the person concerned to download a corresponding representation of the LinkedIn component. Please visit https://developer.linkedin.com/plugins for further information on LinkedIn plugins. During the course of this technical procedure, LinkedIn is informed which specific subpage of our website is visited by the person concerned.
If the person concerned is logged in to LinkedIn and at the same time accesses our website, LinkedIn recognizes which specific subpage of our website was visited by the person concerned during the entire duration of the visit. This information is collected by the LinkedIn component and assigned by LinkedIn to the respective LinkedIn account of the person concerned. If the person concerned clicks a LinkedIn button integrated on our website, LinkedIn assigns this information to the personal LinkedIn user account of the person concerned and stores this personal data.
LinkedIn receives information via the LinkedIn component that the person concerned has visited our website whenever the person concerned is logged in to LinkedIn at the same time as accessing our website; this happens regardless of whether the person concerned clicks on the LinkedIn component or not. If such a transmission of this information to LinkedIn is not desired by the person concerned, he can prevent the transmission by logging out of his LinkedIn account before accessing our website.
Data protection regulations on the use and application of Twitter
The person responsible for processing has integrated components of Twitter on this website. Twitter is a multilingual public microblogging service on which users can publish and distribute so-called tweets, i.e. short messages limited to 140 characters. These short messages are available to everyone, including people who are not registered on Twitter. The tweets are also displayed to the so-called followers of the respective user. Followers are other Twitter users who follow a user’s tweets. Furthermore, Twitter makes it possible to address a broad audience via hashtags, links or retweets.
Twitter is operated by Twitter, Inc, 1355 Market Street, Suite 900, San Francisco, CA 94103, USA.
Each time an individual page of this website is accessed, which is operated by the person responsible for processing and on which a Twitter component (Twitter button) has been integrated, the Internet browser on the person’s information technology system is automatically prompted to download a representation of the corresponding Twitter component from Twitter. Further information on the Twitter buttons can be found at https://about.twitter.com/de/resources/buttons. As part of this technical process, Twitter is informed about which specific subpage of our website is visited by the person concerned. The purpose of integrating the Twitter component is to enable our users to disseminate the content of this website, to make this website known in the digital world and to increase our visitors.
Twitter receives information via Twitter component that the person concerned has visited our website whenever he/she is logged on to Twitter at the same time as accessing our website; this happens regardless of whether the person concerned clicks on the Twitter component or not. If such a transmission of this information to Twitter is not desired by the person concerned, he can prevent the transmission by logging out of his Twitter account before accessing our website.
The current data protection regulations of Twitter are available at https://twitter.com/privacy?lang=en.
Legal Basis for Processing
Article 6.para 1 letter a DS-GVO serves our company as a legal basis for processing operations for which we obtain consent for specific purpose. If the processing of personal data is necessary for the performance of a contract to which the data subject is a party, as is the case, for example, with processing operations necessary for the provision of another service or consideration, the processing is based on Art.6 para.1 letter.b DS-GVO. The same applies to such processing processes that are necessary to carry out pre-contractual measures, for example in cases of enquiries about our products or services. If our company is subject to a legal obligation requiring the processing of personal data, for example to fulfil tax obligations, the processing is based on Art.6 para.1 letter.c DS-GVO. Finally, processing operations could also be based on Art 6. para.1 letter.f DS-GVO. Processing operations which are not covered by any of the aforementioned legal bases are established on the legal basis if processing is necessary to safeguard a legitimate interest of our company or a third party, provided that the interests, fundamental rights and freedoms of the data subject do not prevail. Such processing procedures are permitted to us in particular because they have been specifically mentioned by the European legislative authorities. In this respect, it took the view that a legitimate interest could be assumed if the person concerned is a customer of the person responsible (recital 47, sentence 2, DS-GVO).
Legitimate interests in processing followed by data controller or third party
If the processing of personal data is based on Art 6. para.1 letter.f DS-GVO, it is in our legitimate interest to carry out our business activities.
Period for which personal data is being stored
The criterion for the period of storing personal data is the respective legal retention period. After the expiry of this period, the corresponding data will be routinely deleted, provided that it is no longer necessary for the fulfilment or initiation of the contract.
Legal or contractual regulations for the provision of personal data; necessity for the conclusion of the contract; obligation of the data subject to provide the personal data; possible consequences of failure to provide them
We inform you that the provision of personal data is partly required by law (e.g. tax regulations) or may also result from contractual regulations (e.g. information relating to contractual partner). In some cases, it may be necessary for a contract to be concluded if a data subject provides us with personal data which must subsequently be processed by us. For example, the person concerned is obliged to provide us with personal data if our company enters into a contract with him/her. Failure to provide personal data would mean that the contract with the data subject could not be concluded. Prior to the provision of personal data by the data subject, the data subject must contact one of our employees. Our employee will inform the data subject on a case-by-case basis whether the provision of personal data is required by law or contract or required for the conclusion of the contract, whether there is an obligation to provide the personal data and what consequences the failure to provide the personal data would have.
Existence of automated decision making
As a responsible company, we do not use automated decision-making according to Art.22 DS-GVO to reach a decision on the establishment and implementation of a business relationship.
This data protection policy was drawn up by the data protection declaration generator of DGD Deutsche Gesellschaft für Datenschutz GmbH, which acts as the data protection officer, in cooperation with the data protection lawyers of the law firm WILDE BEUGER SOLMECKE | Rechtsanwälte.
Information on data processing according to Art.13 DS-GVO and Art.14 DS-GVO
We hereby inform you about the processing of your personal data and the data protection claims and rights to which you are entitled. The content and scope of data processing depends mainly on the products ordered by you from your contractual partners or the selected payment method.
Identity of the person responsible and whom can you contact?
Responsible for data processing:
Tel.: +49 89 9230683-20
Fax: +49 89 9230683-11
Contact data of the data protection officer
You can contact the responsible data protection officer at:
Data Protection Officer of Novalnet
Which data are being processed and from which sources the data is collected?
We process the personal data that we receive in the course of a business relationship between you and your contractual partner in the course of payment processing. In addition, we process data that we have legitimately received from credit agencies, debtor directories and publicly accessible sources.
Personal data includes your personal details (surname, first name, address, contact data, date of birth, nationality, etc.) and payment data (bank data, credit card data, etc.).
The data from the above data categories was transmitted to us by you or your contractual partner.
For what purposes and on what legal basis the data are being processed?
The processing of personal data (Art.4 No. 2 DS-GVO) is aimed in particular at payment processing, identity verification, fraud prevention and receivables management and is based on the provisions of the Basic Data Protection Regulation.
Your data will be processed in accordance with Art.6 para.1 letter.b DS-GVO for the provision of financial services and is necessary for the fulfilment of a contract with your contractual partner, among other things, since this also includes the payment obligation respectively payment processing.
Furthermore, the processing of your data may be necessary pursuant to Art.6 para.1 letter.c DS-GVO for the purpose of fulfilling legal obligations (Payment Services Supervision Act, Money Laundering Act, etc.) and regulatory requirements (Federal Financial Supervisory Authority) to which Novalnet as a payment institution is subject.
Furthermore, data processing pursuant to Art.6 para.1 letter.f DS-GVO is necessary to safeguard the legitimate interests of the person responsible or of a third party. Our legitimate interests exist, among other things, in connection with the claim against you, which we process for your contractual partner.
Consents may be revoked at any time vis-à-vis the contracting party concerned. This also applies to consents that were granted before the DS GVO came into force. The revocation of consent does not affect the legality of the personal data processed until revocation.
Who receives your data?
Within Novalnet, those departments or employees receive your data which they need to fulfil their contractual, legal and supervisory obligations and legitimate interests.
If there is a legal or supervisory obligation, public bodies and institutions (e.g. Federal Financial Supervisory Authority, tax authorities, law enforcement authorities, etc.) may be recipients of your personal data.
In the course of payment processing, recipients of your personal data may be other credit, payment and financial institutions or similar institutions to which we transmit data in order to process payment processing.
In the context of the collection procedure, we will transfer your data to the following categories of recipients if this is necessary to collect the claim: assignees, credit agencies, service providers, third-party debtors, residents’ registration offices, courts, bailiffs, lawyers.
Duration of data retention
We process your personal data, if necessary, for the duration of the entire business relationship between you and your contractual partner as well as in accordance with the statutory retention and documentation periods, which result from the Fiscal Code (AO), the Commercial Code (HGB), the Payment Services Supervision Act (ZAG) and the Money Laundering Act (AwG), among others.
In addition, the statutory limitation periods must also be observed for the storage period, e.g. those under the German Civil Code (BGB) (the general limitation period is 3 years and may in certain cases be up to 30 years).
What data protection rights do you have?
You have the right to information, correction, deletion or restriction of the processing of your stored data if the legal requirements according to Art.15 to 22 DS-GVO are met. Furthermore, according to Art.14 para.2 letter.c in connection with Art.21 DS-GVO, you have the right to object to the processing based on Art.6 para.1 letter.f DS-GVO. In addition, the supervisory authority responsible for Novalnet, the Bavarian State Office for Data Protection Supervision, may be contacted. Consents may be revoked at any time vis-à-vis the contracting party concerned.
When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.
If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.
If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.
Embedded content from other websites
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
Super Socializer – Social Login
We collect your public profile data only from your consent that you grant before initiating Social Login, from the social network used to login at our website. This data includes your first name, last name, email address, link to your social media profile, unique identifier, link to social profile avatar. This data is used to create your user profile at our website. You can revoke this consent at any time from your profile page at our website or by sending us an email.